Schemes

Centrally Sponsored Schemes

Revival, Reform & Restructuring Package for Handloom Sector and Concessional credit Component of “National Handloom Development Programme"

I. Guidelines of Revival, Reform & Restructuring package for handloom sector

1. Background

 
 

Acknowledging the financial distress faced by handloom weavers and cooperatives due to their inability to repay debts, the Finance Minister announced a financial package of Rs.3000 crore for the handloom sector on 28.2.2011. To give effect to this announcement, the scheme named ‘Revival, Reform and Restructuring (RRR) package for the handloom sector’ was approved by CCEA on 24.11.2011, and according guidelines of the RRR package were issued on 28.11.2011. NABARD is the designated implementing agency of RRR package. 1.2 The modifications in the guidelines of RRR package have been carried out so as to overcome the practical difficulties experienced in implementation of the scheme and to cover more apex societies, primary weaver cooperative (PWC) societies and individual weavers under the package. The revised scheme would also facilitate cheaper credit @ 6% of interest to the handloom sector in line with the Budget announcement 2013-14.
Under the scheme, NABARD has released Rs. 3.13 Crores towards recapitalization assistance to 02 Apex and 86 Primary Weavers Cooperative societies (PWCs) and 112 individual Weavers beneficiaries of J&K State during 2013-14.

Weavers Credit Card Scheme

Weavers Credit Card Scheme of GoI is being implemented by the Handloom Department with an aim to provide adequate and timely credit upto Rs. 2 lacs from banking Institutions to the weavers to meet their credit requirement. The scheme was introduced in the State during 2013-14 and 71 WCCs were issued.During 2014-15, against a target of 1500 WCCs, 1691 cases have been sponsored by the Department for issuance of WCC to various banks, against which 573 WCCs stands issued.

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COMPREHENSIVE HANDLOOMS DEVELOPMENT SCHEME (CHDS)

 

Introduction:

 
 

The handloom sector has a unique place in the Indian economy and plays a vital role in terms of providing employment, cloth production and value addition while at the same time preserves India’s rich cultural heritage. The sector provides direct and indirect employment to more than 43 lakh weavers and allied workers, mostly from the SC/ST, backward and minority community. The sector has been sustained by transferring of skills from one generation to another. The sector accounts for approximately 15% of textile production and makes a significant contribution in export earnings. Because of the uniqueness and exclusivity of designs, capability to produce small batch sizes and being eco-friendly fabric, handloom products are in high demand in the international market besides the domestic market and discerning retailers look for reliable source for constant supply of authentic handloom products on regular basis. However, handloom weavers, being unorganised, face problems in supplying their products of large orders in absence of systemised production wherein they may cater to the stringent quality and timely delivery. Therefore, there is a need to bridge the gap through infrastructure development, skill up-gradation, design and product development as per the market demand so that weavers get better remuneration for their products and an assured market. Through sustained efforts of the Ministry of Textiles, there has been significant development of handloom sector which is now able to sustain the competition with machine made fabrics. The Government of India has been following

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HANDLOOM WEAVERS COMPREHENSIVE WELFARE SCHEME.

There are two components of this scheme

1. Integrated Handloom Development Scheme (IHDS)

Introduction:

It is a Centrally Sponsored Scheme which has been formulated and introduced by the Government of India for implementation during the 11th Five Year Period (2007-08 to 2011-12) by merging components of four schemes namely Workshed cum Housing Scheme, Deen Dayal Hathkarga Protsahan Yojana, Integrated Cluster Development Scheme and Integrated Handloom Training Program.

The Integrated Handloom Development Scheme (IHDS) is an attempt to facilitate the sustainable development of handloom weavers located in and outside identified handloom sector into a cohesive, self-managing and competitive socio-economic unit. The objectives of this scheme are as follows:-

 

Objectives:

1: To focus on formation of handloom weavers groups as a visible production group in a selected handloom     clusters.
2: To assist the handloom weavers Groups for becoming self –sustainable.
3: An inclusive approach to cover weavers both within and outside the Co-operative fold.
4: To up-grade the skills of handloom weavers/workers to produce diversified products with improved quality     to meet the market requirements.
5: To provide suitable workplace to weavers to enable them to produce quality products with improved     productivity.
6: Market orientation by associating entrepreneurs, designers and professionals for marketing, designing and     managing the production.
7: To facilitate process of credit from financial institutions/banks.
8: To encourage co-operativisation of weavers.
9: Holistic and flexible interventions to provide need based inputs specific to each
cluster/group.

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Achievements

 

Under design development and product diversification compnent of the Cluster scheme,  7 Designers and one Chief designer  have been engaged for Designing, Development and production of all the cluster projects.

  • Sample catalogues have been prepared for advertisement of the Products.
  • Marketing survey is being undertaken for marketing of the product.
  • Assistant Directors (CDE) have undergone training at Ahmedabad under Cluster Scheme.
  • Awareness camps have been conducted in all the Clusters making the weavers covered under Cluster aware about the Cluster Schemes.

 

The products identified and the designing/samples being proposed for each cluster project is shown as under:-

S.NO

Name of the Cluster

Product Identified

1

Nadihal distt. Bandipora

 

Wollen blankets,Tweed Cloth ,Wollen Mufflers.

 

2

Billawar (Kathua)

 

Raffal shawls, Blankets, Loies, Pashmina shawals/Bed sheets home finishing

 

3

Inder (Pulwama)

 

Tweed Cloth & Raffal Cloth.

 

4.

Wagoora(Budgam)

 

Tweed Cloth & Raffal Cloth.

 

5.

Saidapora -I (Srinagar).

 

Pashmina shawl & Kani Shawl.

 

6.

Samba (Samba)

 

Cotton & Linen

 

7.

Bugam (Kulgam)

 

Tweed Cloth

 

8.

Eidgah Distt. Srinagar

 

N.A

 

9.

Basholi(Kathua)

 

Pashmina Shawls & stool

 

10.

Zoonimar (Srinagar)

 

N.A

 

11.

Parigam(Pulwama)

 

Kanishwals

 

12.

Saidapora-II (Srinagar)

 

Pashminashawls Pashmina Kani shawls

 

13.

Udhampur (Udhampur)

 

N.A

 

Some of the images from various clusters

 

Statements showing the details of Cluster Projects sanctioned under IHDS & Expdt.upto ending 3/2015

S.NO

Name of the Cluster

Project Cost

Total Funds released

Expenditure ending 3/2015

1.

Nadihal(Andipora)

59.75

36.105

35.14

2.

Billawar (Kathua)

59.75

59.00

54.819

3.

Inder (Pulwana)

60.00

59.84

55.326

4.

Wagoora (Budgam)

60.00

39.862

37.809

5.

Sidapora -I(Srinagar)

60.00

59.84

59.840

6.

Samba(Samba)

60.00

59.459

53.159

7.

Bugam(Kulgam)

60.00

39.376

38.643

8.

Eidgah(Srinagar)

60.00

41.250

41.25

9.

Basholi(Kathua)

58.90

58.590

39.31

10.

Zoonimar (Srinagar)

52.70

35.240

16.260

11.

Parigam(Srinagar)

60.00

18.569

16.177

12.

Saidapora-II (Srinagar)

59.60

38.581

22.829

13.

Udhampur(Udhampur)

67.10

17.100

1.87

Total

777.800

562.812

472.434

Statements showing the details of group of Approach Projects sanctioned under IHDS and Expenditure upto ending 03/2015

S.NO

Name of the Group Approach Project

Project Cost

Funds released

Expenditure ending 3/2015

1.

Patrara/Deriloyte(Rajouri)

9.00

8.80

8.80

2.

Bagla/Nadyala (Rajouri)

9.00

8.80

8.80

3.

Jagnoo(Udhampur)

6.000

5.875

5.875

4.

Tandar (Udhampur)

6.00

5.90

5.90

5.

Koti (Doda)

7.500

7.325

7.325

6.

Pronoo (Doda)

6.00

5.85

5.85

7.

Rokali (Doda)

6.00

5.85

5.85

8.

Lass (Kistwar)

6.010

5.872

5.872

9.

Nagrota Preta Basholi(Kathua)

11.980

11.756

11.756

10.

Mandal/Khurd PardhaAkhnoor, Jammu.

7.450

7.365

7.365

11.

Roop Nagar(Jammu)

7.50

7.375

7.375

12.

Arai mandi(Poonch)

9.05

8.81

8.81

13.

Parnalla,Billawar(Kathua)

6.00

5.85

5.85

14.

Gangyal(Jammu)

6.00

5.85

5.85

15.

Dadwara(Kathua)

6.00

5.85

5.85

16.

Bhagran(Kishtwar)

6.00

5.85

5.85

17.

Bhordhar-Neel,Banihal(Ramban)

6.00

5.85

5.85

18.

Paddar(Kishtwar)

11.95

8.50

0.00

18.

Paddar(Kishtwar)

11.95

8.50

0.00

19.

Lonrana Dachhan(Kishtwar)

11.95

8.73

0.00

20.

Lukung Phobrang Group (Leh)

8.85

0.00

0.00

Total

8.85

0.00

0.00

 


2. Health Insurance Scheme

The Government of India introduced the Health Insurance Scheme for Handloom Weavers in 2005-06 which is being implemented through ICICI Lombard General Insurance Company Ltd with suitable modifications from time to time. In supersession of the Guidelines circulated vide letter No. 1/1/2009-DCH/WW/HWCWS dated 3.8.2009, the revised guidelines for the Health Insurance Scheme to be implemented in 2009-10 (w. e. f. 19th October, 2009) are as follows:-

Objectives:

The Health Insurance Scheme aims at enabling the weaver community to access the best of healthcare facilities in the country. The scheme is to cover not only the weaver but his wife and two children, to cover all pre-existing diseases as well as new diseases and keeping substantial provision for OPD. The ancillary Handlooms workers like those engaged in warping, winding, dyeing, printing, finishing, sizing, Jhala making, Jacquard cutting etc. are also eligible to be covered. for details click on the options below: :

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Achievements

S.NO

YEAR

FINANCIAL ACHIEVEMENTS APPROVED OUTLAY

FINANCIAL ACHIEVEMENTS EXPENDITURE

ACHIEVEMENTS

1.

2013-14

10.00

6.78

16265

2.

2014-15

7.00

4.32

16265

 

3: Mahatma Gandhi Bunkar Bima Yojna

The Government of India had introduced the ‘Bunkar Bima Yojana’ in December, 2003 which was a combination of Janshree Bima Yojana and Add-on Group Insurance Scheme being implemented in collaboration with the Life Insurance Corporation of India. Since, 2005-06 this scheme was revised and has been implemented revised with title “Mahatma Gandhi Bunkar Yojana”. During the XI Plan the Mahatma Gandhi Bunkar Yojana will be implemented with enhance benefits. The Scheme will cover 6666665 weavers during the period 2007-08 to 2011-12 including maximum renewal cases each year.

 

Objectives:

The basic objective of the ‘Mahatama Gandhi Bunkar Bima Yojana’ is to provide enhanced insurance cover to the handloom weavers in the case of natural as well as accidental death and in cases of total or partial disability.

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..

Achievements

S.NO

YEAR

FINANCIAL ACHIEVEMENTS APPROVED OUTLAY

FINANCIAL ACHIEVEMENTS EXPENDITURE

ACHIEVEMENTS

1.

2013-14

0.00

0.00

655

2.

2014-15

0.00

0.00

558

 

 

 

 

 

 

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